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You are in the driver’s seat for this loan comparison calculator. Set the sales price, interest rates and loan factors as you wish, but remember that this is a calculator that you control. The interest rates and closing costs seen here are just examples and not a "quote" or "offer to lend." Always contact us directly for actual current rates specific to your circumstance.

Enter Your Home Price


This loan comparison calculator can be used in many ways. The primary benefit is to compare various loan options side by side so you can see clearly the payment, principal and cost differentials not only as they appear on the surface but more importantly, over the specific time period that you expect to own your home or have your loan before sale or refinance. If you have any questions or would like to go through this together, reach out using the contact info below.

DETAILS
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monthly payment

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cost over 0

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monthly payment

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cost over 0

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monthly payment

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cost over 0

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Dollar Bill Flip Stack of Money
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monthly payment

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cost over 0

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OPTION
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  • Home Price:
  •  
  • Down Payment:
  • Loan to Value:
  • Financed MI:
  • Include Financed MI:
  • Maximum Loan:
  • Rate:
  • Interest Only:
  • Term:
  • Monthly MI/PMI:
  • Cont. for MI/PMI:
  •  
  • Insurance:
  • Monthly Tax:
  • Condo Co-op:
  • Other Costs:
  •  
  • Closing Costs:
  • Discount Pts:
  • Other Costs:
  • Lender Credit:
  • Total Closing Costs:
  •  
  • Per Diem Interest:
  • Expenses to Escrow:
  • Buyer's Attorney:
  • Misc. Adjustments:
  • Other to Close:
  • Cash to Close:
  • Tax Bracket:
  • Home Price:
  • Down Payment:0 (0)
  • Loan to Value:0 (0)
  • Maximum Loan:0
  • Rate:0
  • Interest Only:
  • Term:0
  • Monthly MI/PMI:0 (0)
  • Cont. for MI/PMI:0
  • Insurance:0 (0)
  • Monthly Tax:0 (0)
  • Condo Co-op:
  • Other Costs:
  • Financed MI:0 (0)
  • Include Financed MI:
  • Closing Costs:0 (0)
  • Discount Pts:0 (0)
  • Other Costs:0 (0)
  • Lender Credit:0 (0)
  • Total Closing Costs:0
  • Per Diem Interest:0 (0)
  • Expenses to Escrow:0 (0)
  • Buyer's Attorney:
  • Misc. Adjustments:
  • Other to Close:
  • Cash to Close:0
  • Tax Bracket:0
  • Home Price:
  • Down Payment:0 (0)
  • Loan to Value:0 (0)
  • Maximum Loan:0
  • Rate:0
  • Interest Only:
  • Term:0
  • Monthly MI/PMI:0 (0)
  • Cont. for MI/PMI:0
  • Insurance:0 (0)
  • Monthly Tax:0 (0)
  • Condo Co-op:
  • Other Costs:
  • Financed MI:0 (0)
  • Include Financed MI:
  • Closing Costs:0 (0)
  • Discount Pts:0 (0)
  • Other Costs:0 (0)
  • Lender Credit:0 (0)
  • Total Closing Costs:0
  • Per Diem Interest:0 (0)
  • Expenses to Escrow:0 (0)
  • Buyer's Attorney:
  • Misc. Adjustments:
  • Other to Close:
  • Cash to Close:0
  • Tax Bracket:0
  • Home Price:
  • Down Payment:0 (0)
  • Loan to Value:0 (0)
  • Maximum Loan:0
  • Rate:0
  • Interest Only:
  • Term:0
  • Monthly MI/PMI:0 (0)
  • Cont. for MI/PMI:0
  • Insurance:0 (0)
  • Monthly Tax:0 (0)
  • Condo Co-op:
  • Other Costs:
  • Financed MI:0 (0)
  • Include Financed MI:
  • Closing Costs:0 (0)
  • Discount Pts:0 (0)
  • Other Costs:0 (0)
  • Lender Credit:0 (0)
  • Total Closing Costs:0
  • Per Diem Interest:0 (0)
  • Expenses to Escrow:0 (0)
  • Buyer's Attorney:
  • Misc. Adjustments:
  • Other to Close:
  • Cash to Close:0
  • Tax Bracket:0
  • Home Price:
  • Down Payment:0 (0)
  • Loan to Value:0 (0)
  • Maximum Loan:0
  • Rate:0
  • Interest Only:
  • Term:0
  • Monthly MI/PMI:0 (0)
  • Cont. for MI/PMI:0
  • Insurance:0 (0)
  • Monthly Tax:0 (0)
  • Condo Co-op:
  • Other Costs:
  • Financed MI:0 (0)
  • Include Financed MI:
  • Closing Costs:0 (0)
  • Discount Pts:0 (0)
  • Other Costs:0 (0)
  • Lender Credit:0 (0)
  • Total Closing Costs:0
  • Per Diem Interest:0 (0)
  • Expenses to Escrow:0 (0)
  • Buyer's Attorney:
  • Misc. Adjustments:
  • Other to Close:
  • Cash to Close:0
  • Tax Bracket:0

Total Monthly Payment Breakdowns

MI/PMI Fees Taxes Insurance Principal & Interest
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  • 0
  • 0 Down
  • 0/0% Rate/APR
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  • 0 Down
  • 0% Rate
    (0% APR)
  • 0
  • 0 Down
  • 0/0% Rate/APR
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  • 0 Down
  • 0% Rate
    (0% APR)
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  • 0 Down
  • 0/0% Rate/APR
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  • 0 Down
  • 0% Rate
    (0% APR)
  • 0
  • 0 Down
  • 0/0% Rate/APR
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  • 0 Down
  • 0% Rate
    (0% APR)
Total Loan Costs Over 0
Interest
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Points
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MI/PMI
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Fees
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Closing
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Interest
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Points
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MI/PMI
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Fees
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Closing
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Interest
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Points
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MI/PMI
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Fees
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Closing
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Interest
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Points
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MI/PMI
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Fees
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Closing
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Understanding the Terms:

Interest Rate vs. APR, Monthly Payment, Cost over 0

Percent
The Interest Rate is the cost you will pay each year to borrow the money, expressed as a percentage rate. It does not reflect fees or any other charges you may have to pay for the loan.
Percent Plus
An Annual Percentage Rate (APR) is a broader measure of the cost to you of borrowing money, also expressed as a percentage rate. In general the APR reflects not only the interest rate but also any points, mortgage broker fees, and other charges that you pay to get the loan. For that reason, your APR is usually higher than your interest rate.
Pie Graph
The Monthly Payment is the total of your loan amount's principal and interest along with taxes, insurance MI/PMI, and various monthly fees, where applicable.
Hour Glass
The "Cost Over 0" is your closing costs, mortgage insurance, and interest expense after any tax deductions over the number of years indicated.
Questions?
Reach out anytime and we'll answer any questions you may have. (661) 505-4311
Disclaimer:

Fred Kreger NLMS # 1850 / 214640 BRE# 01215943 / 01371184

©2018 American Pacific Mortgage Corporation (NMLS 1850). All information contained herein is for informational purposes only and, while every effort has been made to insure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Equal Housing Opportunity.

 

 

 

 
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